10x points per $1 spent when you Shop Small in the U. Quite a few people are seeing a bonus of 100,000 points after $5,000 in spend when checking for pre-approved offers using CardMatch. After reading your story, I went to the AMEX prequal and they did not have any offers for me so I'm reluctant to pull the. The credit cards you qualify for depend on your credit score, your credit history, and your income. Terms apply. S. Check to see if you are prequalified online. 20. Discover new favorites, shipped fast & free. Tonight it said I prequalified for delta sky miles gold, blue, and platinum. I check the pre-qual sites pretty regularly. American Express has an online pre-approval page where potential applicants can quickly check their odds of approval for certain American Express credit cards before they actually apply for one. When you’re prequalified for a credit card through a financial institution like us, it means we’ve screened whether you can become a cardholder. So, it’s best to call them before heading down to your local branch. I've never been denied a credit card app until now! Letter in mail stated reason due to previous acct, so looks like I'm blacklisted as well! I've read through your experiences of continued denials due to previous account charge offs etc but was excited to see others. Current Score:=03-02-21 EQ: 657 TU: 682 EX: 689. Is that 125k SUB enough to get me off t. Went over to the Amex pre-qual site and fi. If you find pre-approved credit card offers annoying, there is a way to stop receiving them. 2/18 - At about 35% UTIL overall and 30% on AMEX BC Experian FICO 8 - 712. I'm actually 6 yrs, 9mo post file. Credit card. Soft-pull PREAPPROVALs - Updated 4/20/21. Prime Rate. 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. We would like to show you a description here but the site won’t allow us. 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. I called AmEx a few weeks ago for details. $2,500 combined limit on 2% and 3% categories each quarter (then 1%)Prequalification for a loan is typically quick and can be done over the phone, online or in person. Fair / Poor / Bad / Limited Apply Now View Card Details. Looking forward to all the YouTubers jumping on to defend the price hike and still say it’s a “great deal” and the MR points system makes it worth it. About American Express; Investor Relations; Careers; Global Network; Contact Us; Amex Mobile App; Products & Services. You’ll be informed. When You Use Your Toyota Credit Card . com with a Macy’s Credit Card, less returns, credits, discounts, and adjustments. I am an AU on Wife's personal Gold that is 3 months old. Check your eligibility. It showed the. If you receive a credit card offer in the mail saying you've been preapproved, it means you've been prescreened with a soft inquiry but will still need to apply and have a full credit check to actually be approved. All rights reserved. Accept Amex Cards; Refer A Friend; Additional Information. I tried the Amex Prequal for the furst time and have 3 offers listed BCE (0 annual fees), Amex Gold ($250,yr), and Amex Green (150/yr). 5k. 6k - Chase Bonvoy Boundless $10k - Chase United Club Infinite $26k - Citi DC $14. Updated: November 14, 2023. Interest will be charged to your Account from the end of the promotional period on any remaining promotional plan balance. American Express Platinum 100K Offer : r/CreditCards. Congrats on the approval! My scores are in the same range as yours (656-686) and my Ch. The Credit Card Competition Act of 2023 is pitting retailers against banks. Capital One Venture Rewards Credit Card. Submit Cancel. Best for Cash-back business card. In fact, it can be a helpful tool for lowering your risk of being rejected for a new credit card. Earlier today I unfroze all my CR and went to the amex prequal page and was prequal for: Platinum, Gold, Green, Everyday, and Blue cash. How accurate is the amex pre-qual site? Reason asking is I input my info and it suggests Green, Gold & Everyday, but didn't want to waste - 3694057The easiest way to score a prequalified offer for a Credit One Bank credit card is by filling out the online form. Prequalify/Pre-approval requirements. N/A. Current American Express customers may also receive pre-approved. PREQUALIFY: Their identity is verified through a soft inquiry that doesn’t impact their credit bureau score, and then they may receive a prequalification offer for the CareCredit credit card. Amex does not counter offer credit cards. Apply now. com. 5. This will result in. We have found the following special Card offers for you. 4 2 Points per $1 Spent (Silver): Macy’s Credit Cards with Silver status earn 2 points per $1 spent on Rewards-Earning Purchases at Macy’s, Macy’s Backstage, and macys. I just happened to be checking pre-qual sites for kicks and pre-qual'd for an AMEX Gold. Requested 3X CLI instant approval, new CL $12,600. American Express has an online pre-approval page where potential applicants can quickly check their odds of approval for certain American Express credit cards before they actually apply for one. this are not truly prequal offers but they should carry a much better likelihood of approval than credit karma’s completely random. Since you're a cardmember already, choose Credit Cards, then View All Cards, and scroll down to the horizontal bar showing all the cards. The issuer only extends Amazon Credit Card pre-approved offers via mail or e-mail, or to existing customers through their online account. At this point American Express said I was pre-qualified for Amex EveryDay® Credit Card, American Express® Gold Card, and the Blue Cash Everyday®. American Express® Gold Card: Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new card within the first six months of card membership. Best for Cash-back business card. EDIT: This thread is started to turn into my credit jouney so things are a bit of a mess here and things keep getting merged. Re: New AmEx Pre-Qualify Tool for Business Cards Nothing for me either--as I'm pretty sure I'm at max exposure for my reported income also. Submit Cancel. Disclosures. the credit card section of the chase website, this is the third link in the left sidebar (screenshot below). You will need to submit a full application for American Express to review before they make a final decision. Please. All other Navy Federal Credit Card rates range from 11. com via a standard (i. Step 1: Go to the Amex website. Screwing around today, I now prequal for 3 cards, BCE, EDC, and the green card. The rates are listed as variable 13-23%, so idk wh. How to Check for Bank of America Pre-Qualification Online. How to Check for Credit One Pre-Qualification Online. S. The Amex pre-qualifications tend to be accurate in normal times. 15 years ago I managed to get to the top as far as talking to someone at AMEX to reopen cards--I was told that to get off the "blacklist" I would have to pay in full--and if I did, they would report the payment on the CRA's and they could since that would constitute the latest activity which could essentially make the AMEX accounts that were. 1. Re: AMEX Prequal vs Cardmatch Tool Prequal. <style> body { display: block !important; margin: 0; font-family: "myriad-pro", Verdana, sans-serif; color: #434343; line-height: 1. Intro offer available. N/A. A variable APR of 20. 99% APR (Variable) APR. Both pre-qualified and pre-approved credit card offers usually result from a credit card company working with a credit bureau to look at your basic credit information. Your limit will likely be less than the $700 annual card fee. With the OpenSky® Secured Visa® Credit Card, you'll normally need to put down a deposit of at least $200, but the issuer occasionally lowers this. We've had multiple members here over the last few years report successes with both paid and unpaid chargeoffs that aren't as old as yours is. If you receive a pre-approved offer, you must submit an. ZERO INTEREST . The process involves the card issuer reviewing some basic information about you and your credit file to see if you're a good fit. Open the main menu. You are going to probably qualify for every credit card they have - the charge cards are going to need some history, but start thinking about benefits and rewards. )American Express offers a range of Business Cards that allow you to earn Membership Rewards ® points. Check to see if you're prequalified for Plat 100k through amex prequal page or cardmatch. I always recommend Amex blue cash to newbies with decent income. You can check to see if you’re targeted for Amex qualified offers in four easy steps. Click on any that interest you and hit Apply. In a month or two, I think I'll apply for one of these: 1) Amex BBP. 5 years in. 3 authorized credit cards 3 years old (Amex, Capital One and Synchrony) with perfect on-time payments/history, $15,000 total credit and 4% credit utilization. supermarkets (up to $6,000 per year, then 1 percent); 2 percent cash. People with high credit scores, a positive credit history, and high income can typically qualify for more kinds of credit. Tried again at the 5 year mark, showed I was pre-qual for BCE and some other cards. We use email to communicate information about your request. This thread may be of help to others. AMEX does have certain immutable disqualifiers for approval like a recent BK reporting but a CO reporting isn't one of them. Updated Nov. You might be good, but ultimately it'll depend on your overall profile, income, and whatever other ingredients make up Amex's underwriting secret sauce. American Express has an online pre-approval page where potential applicants can quickly check their odds of approval for certain American Express credit cards before they actually apply for one. Ashley has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Earn 10,000 bonus points after spending $1,000 on eligible purchases in the first 90 days from your account opening that can be redeemed for a $100 statement credit, gift cards, or travel†Hi folks, I have a quick question. Message 8 of 8. You can pre-qualify for credit cards with several major credit card companies, including American Express, Bank of America, Capital One, and Wells Fargo, among others, using the pre-qualification tool on their website. I believe if you click "View all cards" it'll show all cards you might be prequalified for (they'll be marked if you prequalify). After that, purchase APR of 21. The pre-qualification process starts by heading to the Credit One website. UPDATE: I GOT MY SPG!!! There's more to the Exp mystery. It's easy to accept your credit card offer from U. I saw that I was “Pre-Approved” for all the charge cards. Well yesterday I was in the market for a new card and checked my Pre-Approvals. Membership Rewards; FICO® Score and Insights;See if I’m pre-approved. Amex BCP $30,000, since 2015. 74% (Variable) $0. Raise your credit limit. This financial services company offers a vast number of prepaid, charge and credit cards for applicants with good to excellent credit scores -- which FICO considers to be 670 or higher. Went to the site and inputted info and got this back (it does say pre-qualified) and was wondering if they are any good. 3/2018 - Prequal BCE - approved $1K. You’ll be prompted to enter basic information including your name, the last four digits of your Social Security number and your monthly income. We found the following pre-qual offers for you. Step 3: Input your personal information. Ok so I decided to look at the AmEx cards and thought the BCE looked pretty good so I went through the pre-qual form and welp look below. Ideally - 6097042Apply by phone. American Express Platinum 100K Offer : r/CreditCards. Caroline Lupini has been traveling the world with the help of credit card rewards since 2011. Best preapproval card welcome bonus Discover it® Cash Back. Credit Card and Loan Prequalification. I wanted platinum because it's platinum and a nice sub but I couldn't justify the 250 annual fee. Accept Amex Cards; Refer A Friend; Additional Information. [Z17#MëÅ~h •Í n =iµ~ : cÜÐ ¿þüûo Á¸û ´l‡Óåöx}~O¾YúýïÏ V³]3Ú&Ð8yˆî~ñ8öKÞq9Ñ Î” '‰4 pPR›«ý3SûÞÇŸ ÷. Hi Guys, Not sure where exactly to put this but I figured here was as good a spot as any. Learn more about how the company continues to powerfully back its customers, colleagues and communities. Build your credit with responsible use. They only gave me 1k SL on the Delta Skymiles card, but it was a foot in the door. ago. 24% on balance transfers and purchases after the introductory period ends. Amex BCP approval after BK 13. 00% APR and will vary with the market based on the U. Stated I was pre-qual for an AMEX gold and other cards. You’ll submit a few basic pieces of information about yourself and your finances, and you can find out whether you’re pre-qualified for a credit card or loan based on that information. Hide Benefits. Hello i wanted to ask for an advice for an american express application. Or Pre-qualify for a credit card with rewards or points, credit score access & zero fraud liability. Chase. To apply for prequalification, you’ll need to provide your name, address and the last four digits of your Social Security number. There's two different links for Amex prequal. Discover it®. One place to check for American Express prequalified and preapproved offers is on CardMatch™, a tool offered here on CreditCards. *. You must have at least good credit to. All other Navy Federal Credit Card rates range from 11. S. I opened my first Amex card, an Amex gold on 10/14. Citi Double Cash® Card. Don't mind the 3x - 6470037 - 3Spend $125 or more, get $25 back, up to 2 times (total of $50) Get a $25 statement credit by using your enrolled eligible Card to spend a minimum of $125 in one or more purchases online at FragranceNet. 30,000 bonus points when you spend $1,500 in first 90 days after account opening. So, Creating YET another thread here. March2010 FICO® ~ 695 TU, 653 EQ, 697 EX. I have been denied - 5088209 - 2I've been searching and having a hard time wading through everything so I thought I'd just post my own thread. So finally after a year and 4 months of hard work finally pre-qualified for 3 Amex cards. Prescreened offers via the mail. 1 min read. Annual fee. Delta SkyMiles® Reserve American Express Card - best for sky club access. Check your credit score. If you have pre-qualified offers, you can apply for the card. Other things to know: 0 percent intro APR on purchases for 12 months and 21 months on balance transfers, then a variable APR of 15. Know your profile. ISwune. Experian Fico 8. Unlike this new feature from American Express, preapproval and prequalification do not guarantee that you will ultimately qualify. Amex is still not approving bk prior to 5yr mark filing date? (filed 6/7/14) I just checked page and it's showing a pre-qual card. Use private browsing and go to Amex prequal page, don’t login just do the prequal and see if it shows up there. com purchases, at 0% APR, over the financing offer period. Current American Express customers may also receive pre-approved offers periodically by e-mail or when. TBD. So I was casually scrolling though the AMEX website (non incognito) this morning and saw the 100K offer pop up for me. Being Pre-Approved for a credit card can help increase your chances of getting approved for a credit card. Re: AMEX Prequal site As long as there is no BK in the past 5 years, no previous bad experience with Amex, and your Experian FICO 08 scores are decent (mid 600s), those should be very solid offers. Last week got the 365 Amex, also with $500 cl. 24% – 28. Re: Different Amex pre-qualification pages =different results. You’ll have time to fully review all the Terms & Conditions of your offer before you apply. Step 2: Click on “Check for Offers”. Getaway by FNBO ® Credit Card. @Horseshoez . As a. . Message 3 of 10. See rates, rewards, fees, and other cost information. You can pre-qualify for credit cards with several major credit card companies, including American Express, Bank of America, Capital One, and Wells Fargo, among others, using the pre-qualification tool on their website. Learn how to get preapproval, what to consider on preapproved offers, and how to increase your odds of being preapproved. S. I had burned Amex for $1,200 in a 2015 CO. Delta SkyMiles® Gold American Express Card - best for occasional delta flyers. Re: What was your Amex Pre-qualification results. Starting Score:=11-20-18 EQ: 640 TU: 492 EX: 621. . American Express, a premier financial institution, extends a diverse portfolio of services, inclusive of credit, debit, and charge cards, augmented by an assortment of travel-related provisions. Mine was $500 with scores 720-730. The best way to do a balance transfer with American Express is to first apply for a card offering an introductory 0% APR period for balance transfers. With your CSR it gives you an 1. I had to use the card daily for a month before they would trust me with a $1000 CL on the BCP. 99% APR (Variable) APR. If you decide to app for Hilton and get approved, you can pick up the Amex Gold charge card too with the same HP. . You could wait until your score is near 700 and have a solid APR offer. Pre-qualification doesn’t guarantee approval, but it does give you. If you prefer to seek preapproved or prequalified credit card offers individually, follow these steps: Visit the card issuer's website and locate the prequalification or preapproval page. Step 3: Input your personal information. Amex Magnet $9,000, since 2018. 00% APR and will vary with the market based on the U. com. More credit card issuers have started offering prequalification tools, where, typically, the issuer will ask you to provide some basic personal information. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary. I have one collection for $60 AAoA less than 1y. Recon failed due to many recent new apps. Your journey to building credit starts here. Earn Unlimited 2% CASH BACK 2 on every purchase. 3x points per $1 spent on airfare, hotels, and car rentals. 24% will apply. When applying for any major credit card, including American Express, it’s. S. Your Card will never be charged a membership fee. Many credit card issuers offer preapproval and prequalification. This. Citibank Credit Cards With Soft-Pull Preapproval. Yes, the Amex Gold card does have pre-approval. So while prequal is not a guarantee of approval, nor does lack of prequal indicates a denial, I think in your case recent accounts (even if they are not reporting, inquries indicate credit seeking) and lates are the. Interest will be charged to. Prequalification involves a soft credit check, which won't affect your credit score. Delta SkyMiles® Reserve American Express Card – Best Airline Miles Welcome Offer. WalletHub, Financial Company. . If you find a card on the Amex site, press apply and see this language, very, very, very likely will be a denial. Save on interest and travel today! 0% introductory APR 1 for the first 12 billing cycles on purchases and balance transfers. I previously had AMEX Gold account that was closed in good standing in 2014 paid in full that I had originally opened in 1987. Use the credit card finder and apply online. You do not have permission to view this directory or page using the credentials that you supplied. Check Your Credit Score Before Applying for a Business Credit Card. 20. 6 equal monthly payments on purchases between $50 and $599. You just need to enter basic personal information such as your name and address, as well as the last four digits of your social security number to check your offers. I have heard from some that it is fairly accurate. Yes, it's a problem, even though noting else on my report has anything above 6%. Yes. $0. I went through the Amex prequal site and was prequalified for the Everyday card. Click on any that interest you and hit Apply. You will need to submit a full application for American Express to review before they make a final decision. Penalty Fees: Late Payment. You may be able to fill out a simple form found on the card issuer's website. A pre-approval might indicate a slightly higher chance of having an application accepted than a pre-qualification. Citi Credit Card - Check Pre-Screened Card. My advice is dont let the prequal rule your mindset. They may also receive a call directly from this team. Preapproval or prequalification can protect your credit score and help you decide if you should apply for your next credit card. I dont know how I got it or Amexs logic for determining who gets the offer. Live your life, your way, with the unsecured Fortiva ® Credit Card. 00% APR, are based on product type and creditworthiness, and will vary with the market based on the U. S. Re: Can't view amex pre-approved; asks for login. Haven't received anything on this pre-qual site except unfortunately no offers. Prequalification is a way for you to see if you’ll be approved for a Mission Lane Visa® Credit Card without a hard credit check. But I'm debating on BCE only because the cash back is better than Q. Since you're a cardmember already, choose Credit Cards, then View All Cards, and scroll down to the horizontal bar showing all the cards. 1 0. Then it was showing bc and the blue card also 1 more can't remember them. She has visited over 110 countries and is able to utilize her knowledge of credit cards and to make. That is equal to 12. . It was closed based on review of my scores at the time and other poor account status at the time with accounts separate from AMEX. After posting the question as to when I should I apply I had planned to wait 6 months from inital decline letter. Have a year of credit history, already have Quicksilver One w/500 limit, Quicksilver (product change from Journey student card) w/500 limit, and the Citi Double Cash w/1000 limit. RESPOND: If they accept the prequalification offer, the full application is submitted. ”. An alternative is Amex. Follow us. If the screen pops up saying "Shadeestill, you are preapproved" that's a prequal and a good indication you'd be approved. APY is subject to change at any time without notice before and after a Business Checking account is opened. non-incognito) tab, I was seeing BCE and BCP 250, ED 25k, EDP 30k, PRG and PRG 50k without even trying. So I been itching to apply for Amex(I would like to apply in January for one) and not sure if I will be approved my Inq's are what worry me, here is what my Credit looks like: Experian Fico:767 Revolving Credit to Debt: 1%(135/13000) Paid in full every month 5 days after statement cuts. Reports to all three major credit bureaus. American Express cards: Your 4-digit code is located on the front of your card, just above the embossed card number. Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. Factors like getting approved for a business credit card and quantifying the credit limit are based on the company’s credit history and/or that of its owner. . / /. Re: Amex blue cash everyday prequalified. 24% Standard. By selecting "View My Card Offers," you authorize American Express to obtain your credit report to determine. How to pre-qualify for an American Express card. Equifax Fico 8. Since then, I've PIF for the CO hoping to get back in Amex's good grace and get another prequal for the 100k SUB in a few months (if not sooner). . A PREMIER Bankcard/First PREMIER Bank credit card can help those with poor or bad credit take the next steps to financial success. Some credit card issuers offer online prequalification, though some call it preapproval. 99 9. Current 2023 FICO 8 score - 760 (EX) 758 (TU) 762 (EQ) (FICO 9s seem to be significantly higher)Products & Services. Apply. She has worked closely with the world’s largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media. 1. Best. com purchases, at 0% APR, over the financing offer period. I added the DP below. Review your information and apply. Filling out the online form is definitely the easiest way to get prequalified for a Citi card — but it’s not the only one. Was approved for the min $1K. N/A. posted 5/14/20. Re: Amex Pre-Qualify. When I check prequal page for AMEX, I am now shown Hilton Honors and Delta. Get the most out of your Card. This triggers a hard credit bureau inquiry and a credit decision. Variable Purchase APR † applies. I posted a question 3 weeks ago wondering when I should app for my next Chase card and Amex after being declined for a Chase card. Apply for a credit card online. 30. Use the credit card finder and apply online. 7. You would be better off getting a small secured card to do your rebuild than any of these. Learn how to. ISwune. 1. The Platinum Card® from American Express: Best for luxury travel perks. Wanted to get the BCP, tried for that and was approved 22K. Select ‘My Account’. At this time, you cannot check to see if you prequalify for a Citi credit card online. Preapproval is an in-depth look at your candidacy for a card in the Amex portfolio. 99% on purchases of $500 or more for 6 months or $1000 or more for 12 months or $2500 or more for 24 months made with your IKEA Projekt Credit Card. Apply today and start earning rewards and cash back. How to pre-qualify for an American Express card While you may want to wait to send. The best pre-qualified credit cards of 2022. After going through the prompts, I got the following recording: "We cannot your approve your application at this time because American Express canceled your previous account for an outstanding balance" Then it offers to write them a snail mail letter (lol) at their physical address. Be Free Moving Forward. " My plan is to wait 3 months and app for Amex and CF. 8/17 - At about 35% UTIL overall and 30% on AMEX BC Experian FICO 8 - 675. I currently have a Delta Amex gold and read some where around that Amex has pre-qualified offers for - 5617387 - 4In this video, I will go over how to prequalify for navy federal credit cards using their NEW online prequalification tool. Submit Cancel. To do so follow these directions: Click “Product And Services” in the header. LEXUS PURSUITS VISA ® YOUR PARTNER IN DRIVE. Annual fee: $550. The card has a $35 annual fee. S. Q. You can also check if you pre-qualify online, without hurting your credit score. The AmEx prequal Page is said to be pretty solid if it says you’re good. Personal Cards to. Re: Amex Platinum Pre-Qual Question. ABoC UnionStrong (EX), Amex BCP (EX), and. The simple answer is “no,” but the full picture gets a bit more complicated. American Express has an online pre-approval page where potential applicants can quickly check their odds of approval for certain American Express credit cards before they actually apply for one. (yes, I know these suck)I had a prequal last month for AMEX Platinum with the elusive 100k SUB, so I submitted an app only to be auto-denied due to being on their blacklist for a $3,300 CO from 2009 on an OBC card. I did try for my first CLI last month and was denied. At the time of application for BCE my exp fico was 734 with 3-4% uti. I have been checking on the Amex prequal site pretty much daily for months and never got a prequal until the 1st of the month on the month after the 5 year anniversary of my filing. Click “All Credit Cards” in the side menu. . . . 583rem. Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time) See if you're Pre-Qualified with no impact to your credit score. Fair / Poor / Bad / Limited Apply Now View Card Details. Date of Birth (MM/DD/YYYY)*. Just Go! Earn Unlimited 3x points per dollar spent on travel, dining and gas2 and 1 point per dollar you spend on everything else. So, just my experience from when I applied last week for the gold. If the screen pops up saying "Shadeestill, you are preapproved" that's a prequal and a good indication you'd be approved.